What’s coming soon to help you
Learn what we’re doing to help your business adapt to reforms to Australia’s Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (the Act).
On this page
There are significant changes coming to how we regulate, with a much stronger focus on a risk-based approach.
We’re busy developing materials to help support you through this important transition.
Sector-specific guidance: program starter kits (from end of January 2026)
From the end of January 2026, we’re publishing program starter kits which are dedicated sector-specific guidance for certain tranche 2 entities. Small, low-complexity businesses in the following industries will be able to access a program starter kit:
- accountants
- lawyers
- real estate professionals – including real estate agents, buyer's agents and conveyancers
- jewellers.
These kits will help your business develop an anti-money laundering and counter-terrorism financing (AML/CTF) program, including:
- a money laundering and terrorism financing (ML/TF) risk assessment
- AML/CTF policies.
These kits have been developed in consultation with industry bodies to tailor its contents to each sector and to address key issues raised.
Sector-specific guidance for other industries will follow in 2026.
More resources
We’re committed to supporting all reporting entities through new education resources, including:
- reforms guidance released October 2025
- videos
- webinar recordings
- fact sheets.
You can find them on our education about reforms page.
Subscribe for updates
Subscribe now
This guidance sets out how we interpret the Act, along with associated Rules and regulations. Australian courts are ultimately responsible for interpreting these laws and determining if any provisions of these laws are contravened.
The examples and scenarios in this guidance are meant to help explain our interpretation of these laws. They’re not exhaustive or meant to cover every possible scenario.
This guidance provides general information and isn't a substitute for legal advice. This guidance avoids legal language wherever possible and it might include generalisations about the application of the law. Some provisions of the law referred to have exceptions or important qualifications. In most cases your particular circumstances must be taken into account when determining how the law applies to you.