Resources to help you build your anti-money laundering and counter-terrorism financing (AML/CTF) program.
These resources are useful for businesses:
- in the process of developing an AML/CTF program
- seeking a refresher on the program.
We recommend using these resources alongside our guidance while building a risk-based AML/CTF program tailored to your business. These resources will help you:
- establish your AML/CTF governance framework
- identify suspicious activity indicators
- conduct an ML/TF risk assessment
- use our program starter kits.
Quick guides, factsheets and checklists
Read our factsheet, checklists and quick guides to learn about AML/CTF governance and each role in your governance structure and engaging an outsourced service provider.
- AML/CTF governance and oversight factsheet [PDF 382 KB]
- Governing bodies [PDF 442 KB]
- Senior managers [PDF 321 KB]
- AML/CTF compliance officers [PDF 581 KB]
- Sole traders and micro businesses [PDF 372 KB]
Videos and webinars
Watch these videos to learn about AML/CTF governance and the role of the AML/CTF compliance officer.
Watch these videos to learn about the program starter kits.
- Program starter kits: Introduction
- Program starter kits: Risk
- Program starter kits: Personnel
- Program starter kits: Customers
Watch this video and webinar recording to learn about ML/TF risk assessments.
Industry specific risk assessment guides
Read our industry specific quick guides on how to conduct an ML/TF risk assessment.
- Accountants [PDF 261 KB]
- Conveyancers [PDF 262 KB]
- Dealers in precious stones, metals and products [PDF 268 KB]
- Lawyers [PDF 265 KB]
- Real estate professionals [PDF 262 KB]
- Remittance service providers [PDF 262 KB]
- Trust and company service providers [PDF 260 KB]
- Virtual asset service providers [PDF 262 KB]
Indicators of suspicious activity
Learn about the indicators of suspicious activity are in each sector.
- Accountants
- Banking
- Bookmakers
- Bullion dealers
- Casinos
- Dealers in precious stones, metals and other products
- Financial planners
- Legal professionals
- Life insurance
- Non-bank lenders and financiers
- Not for profits
- Online betting agencies
- Pubs and clubs
- Real estate
- Remittance service providers
- Securities and derivatives
- Superannuation
- Virtual asset service providers (Digital currency exchange)
Posters for staff
Display these posters so your staff can identify risk indicators.
- ML/TF risk indicators for legal professionals
- ML/TF risk indicators for remittance service providers
- ML/TF risk indicators for dealers in precious metals and stones
- ML/TF risk indicators for pubs and clubs
- ML/TF risk indicators for virtual asset service providers
- ML/TF risk indicators for trust and company service providers
- ML/TF risk indicators for real estate
- ML/TF risk indicators for accountants
- ML/TF risk indicators for conveyancers
Related pages
This guidance sets out how we interpret certain Australian legislation, along with associated Rules and regulations. Australian courts are ultimately responsible for interpreting these laws and determining if any provisions of these laws are contravened.
The examples and scenarios in this guidance are meant to help explain our interpretation of these laws. They’re not exhaustive or meant to cover every possible scenario.
This guidance provides general information and isn't a substitute for legal advice. This guidance avoids legal language wherever possible and it might include generalisations about the application of the law. Some provisions of the law referred to have exceptions or important qualifications. In most cases your particular circumstances must be taken into account when determining how the law applies to you.