Preparing for our registration forms

This page will help you to understand what you need to complete our registration forms if you’re a remittance or virtual asset service provider.

If you’re a remittance or virtual asset service provider, you must enrol and register with us. If you’re unsure, you can check if you need to register.

Learn more about:

When you don’t need to register

Generally, you won’t need to register if you’re a:

lawyer
accountant
real estate agent
conveyancer
dealer in precious metals, stones and products.

Registration is an extra process that typically only applies to money remitters and people providing specialised virtual asset services. If you send or receive money or virtual assets incidentally to your other services, you generally don’t need to register.

Information you need to prepare

Below is a list of information you’ll need to complete your registration through AUSTRAC Online.

Category	Information you need
Business details	Business structure Depending on business structure, details of officeholders, beneficial owners, or other key persons Relevant addresses and identifying numbers Contact details and places of business
Business operations	Expected turnover in relation to registrable services in the 12 months following registration Foreign countries the business will deal with Bank accounts Third party providers to assist in meeting anti-money laundering and counter-terrorism financing (AML/CTF) obligations
AML/CTF program	Money laundering, terrorism financing and proliferation financing risks (we refer to these as ML/TF risks) the business may reasonably face Senior management approval of your ML/TF risk assessment Governance, review, and update of your ML/TF risk assessment AML/CTF policies to manage and mitigate ML/TF/PF risks AML/CTF policies to ensure compliance with the Act and Rules AML/CTF policies for personnel due diligence AML/CTF policies for customer due diligence AML/CTF policies for personnel training
Key personnel	For each of the key personnel of the business: Name Date of birth Place of birth Residential address Telephone number Email address Job title or position The individual’s role within the business Whether they’re a senior manager or AML/CTF compliance officer Experience and qualifications (for senior manager and compliance officer). Beneficial ownership, operation, or involvement in the management of another business that provides services of the same kind Previous applications for registration under the Act Applications for registration, licencing or approval in any country to conduct regulated activity in the financial sector Training of key personnel Unlawful activity (by business or any of its key personnel)
VASP registration	The delivery channels your business intend to use to provide registrable services The kinds of virtual assets the business will deal with Virtual asset wallets controlled by the business How the business accepts deposits of money or virtual assets from customers How the business will allow customers to withdraw money or virtual assets Any transaction or time limits the business will implement The average value and volume of VASP transactions expected in the first 12 months following registration Foreign registrations or licences held by the business (that are of the same kind as the registrable services)
Remittance registration	The type of remittance registration the business is applying for: Remittance network provider (RNP) Independent remittance dealer (IND) Affiliate of an RNP. Any offsetting or third-party remittance arrangements The delivery channels your business intends to use to provide registrable services How the business will make transferred value available to customers How the business will accept value from customers for transfer The average volume and value of remittances the business expects to provide over the first 12 months following registration Foreign registrations or licences held by the business (that are of the same kind as the registrable services)
Additional requirements for RNP applications	The number of remittance affiliates the business intends to register within 3 years of registration When the business intends to begin applying to register affiliates Policies the business has in relation to: applying for or consenting to the registration of affiliates submitting reports of suspicious matters on behalf of affiliates providing training to affiliates.
	Additional requirements for affiliate applications made by an IRD: Details of the RNP Details of the super-agent (if any) RNP consent to making the application Adoption of RNP ML/TF risk assessment and AML/CTF policies.

Supporting documentation

As part of the application process, your business can submit supporting documentation that confirms the information provided in your application. This could include documents regarding the incorporation and existence of your business, as well as documents that establish its ownership and control structure.

The following sections outline the types of documents that would be acceptable to meet the requirements of the registration process. You may provide any that are relevant to your business.

If the documentation isn’t available at the time of review, a formal request for further information may be issued. This may delay our consideration of your application.

Category	Information you need
Incorporation and existence of your business	Depending on the structure of your business, we may require documentation that provides evidence of any registration / incorporation number assigned to your business, address of the registered office and the registration status. This includes documents such as: Company extract from the relevant company registration office reflecting full legal name, registration / incorporation number, registration status and registered address Certificate of incorporation Memorandum and articles of association Company constitution or bylaws Partnership agreement Trust deed Constitution or rules for an association. Note, this documentation will generally not be required for Australian proprietary companies and sole traders.
Ownership and control of your business	Depending on the structure of your business, we may require documents to establish the ownership, control structure and office bearers of your business. This includes documents such as: Register of shareholders Company extracts from the relevant company registration office that reflect shareholders, beneficial owners and office bearers Register of members Register of directors Partnership agreement evidencing details of all the partners, their ownership shares in the partnership and arrangements for control and decision making Trust deed including register of unit holders where applicable If the ownership of your business has multiple layers, you may consider providing an ownership and control structure chart endorsed by an authorised officer of your business including all its shareholders (direct and indirect), beneficial owners and any controlling parties. Note, this documentation will generally not be required for Australian proprietary companies and sole traders, unless part of the business’s ownership structure is based overseas outside of Australia.
ML/TF risk assessment and AML/CTF policies	ML/TF risk assessment of your business AML/CTF policies including policies, procedures, systems and controls Note, this documentation won’t be required for affiliates of remittance network providers (RNP) if they’re adopting the risk assessment and policies of the RNP.
Documents supporting personnel due diligence on its key personnel	Evidence supporting information provided in relation to whether key personnel of the business have been charged or convicted of an offence, found to have contravened the Act or Rules, or been subject to civil, criminal, regulatory or disciplinary proceedings. This may include documents such as: National police certificates National police history checks An oath or affirmation / statutory declaration made under law in the relevant country Any other background checks undertaken by the business.

This guidance sets out how we interpret certain Australian legislation, along with associated Rules and regulations. Australian courts are ultimately responsible for interpreting these laws and determining if any provisions of these laws are contravened.

The examples and scenarios in this guidance are meant to help explain our interpretation of these laws. They’re not exhaustive or meant to cover every possible scenario.

This guidance provides general information and isn't a substitute for legal advice. This guidance avoids legal language wherever possible and it might include generalisations about the application of the law. Some provisions of the law referred to have exceptions or important qualifications. In most cases your particular circumstances must be taken into account when determining how the law applies to you.

Last updated: 12 May 2026

Preparing for our registration forms

When you don’t need to register

Information you need to prepare

Supporting documentation

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