Learn about these key documents needed for tasks in AUSTRAC Online.
Bulk file upload for threshold transaction reporting and suspicious matter reporting
We provide multiple methods of submitting transaction reports. This includes single report entry and bulk file upload (XML). For file upload we provide schemas to generate XML files to submit transaction reports.
We have updated the files that reporting entities can use to bulk file upload threshold transaction reports (TTRs) and suspicious matter reports (SMRs) after 1 July 2026. The schemas and their associated specification documents provide the structure and format for schema‑based reporting.
Available documents
Threshold transaction report (TTR)
Suspicious matter report (SMR)
Access to existing TTR and SMR schemas remains available through current AUSTRAC Online. This option is only available to reporting entities who were enrolled with us on 30 March 2026.
This guidance sets out how we interpret certain Australian legislation, along with associated Rules and regulations. Australian courts are ultimately responsible for interpreting these laws and determining if any provisions of these laws are contravened.
The examples and scenarios in this guidance are meant to help explain our interpretation of these laws. They’re not exhaustive or meant to cover every possible scenario.
This guidance provides general information and isn't a substitute for legal advice. This guidance avoids legal language wherever possible and it might include generalisations about the application of the law. Some provisions of the law referred to have exceptions or important qualifications. In most cases your particular circumstances must be taken into account when determining how the law applies to you.