We’ve outlined our regulatory expectations for reporting entities as they implement changes to their business to comply with their anti-money laundering and counter-terrorism financing (AML/CTF) obligations.
Expectations for 2026–27
On 21 May 2026 we released a regulator statement of expectations for the 2026–27 financial year.
The statement outlines what we expect reporting entities to do to meet their obligations, and what you can expect from us. In particular, it sets out our expectations on:
- managing risk
- using the program starter kits
- managing risks where there is no settled AUSTRAC position
- meeting AUSTRAC’s regulatory expectations in FY26/27.
This expands upon the regulatory expectations and priorities that we released in 2025.
Read the regulator statement of expectations from May 2026.
Previous statements of expectations
You can also read our previous statements of expectations:
This guidance sets out how we interpret certain Australian legislation, along with associated Rules and regulations. Australian courts are ultimately responsible for interpreting these laws and determining if any provisions of these laws are contravened.
The examples and scenarios in this guidance are meant to help explain our interpretation of these laws. They’re not exhaustive or meant to cover every possible scenario.
This guidance provides general information and isn't a substitute for legal advice. This guidance avoids legal language wherever possible and it might include generalisations about the application of the law. Some provisions of the law referred to have exceptions or important qualifications. In most cases your particular circumstances must be taken into account when determining how the law applies to you.