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Enhanced customer due diligence (ECDD) program

Part A of your Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) program must include an enhanced customer due diligence (ECDD) program that documents the actions you take when the money laundering or terrorism financing risk is high.

Enhanced customer due diligence involves making extra checks on a customer’s identification, collecting additional information and doing additional verification.

Carrying out ECDD allows you to decide whether a suspicious matter should be reported. ECDD plays an important role in detecting, disrupting and preventing money laundering and terrorism financing. It also protects your business or organisation from being exploited for criminal activity.

When to apply your ECDD

You must apply your ECDD in the following high-risk situations.

ECDD measures

Your ECDD program must document the procedures you must use in high-risk situations. The measures you use must be appropriate to those situations, including a range of the measures outlined below.

The content on this website is general and is not legal advice. Before you make a decision or take a particular action based on the content on this website, you should check its accuracy, completeness, currency and relevance for your purposes. You may wish to seek independent professional advice.

Last updated: 19 Jul 2019
Page ID: 134

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