From 1 July 2026, Australia’s new anti-money laundering and counter-terrorism financing (AML/CTF) laws apply to more businesses.
The reforms may apply to you if you provide designated services as a:
- legal professional
- accountant
- conveyancer
- real estate professional
- dealer in precious metals, stones and related products.
By now, you should have the right people, processes and controls in place to meet your new AML/CTF obligations, including having an AML/CTF program. You must apply to enrol with us through AUSTRAC Online no later than 28 days after the day you start providing a designated service. You can read more about how to enrol and your AML/CTF obligations.
We understand that navigating through your new obligations can seem overwhelming. That’s why we have developed a list of practical resources, tools and guides to support you at every stage of your AML/CTF compliance journey.
This article will help you identify key resources and what to access and when, from start to finish.
Resources that help you understand your AML/CTF obligations
- AML/CTF essential webinar recordings: this 4-part series is designed to help you prepare for your AML/CTF obligations
- Introduction to AML/CTF e-learning module: introduces AML/CTF fundamentals, key money laundering, terrorism financing and proliferation financing (ML/TF) concepts, the role of reporting entities, how criminals exploit the financial system and the impacts of financial crime.
- AML/CTF program quick guide: a quick guide to the key components of an AML/CTF program.
You can access the full list of resources that help you understand your AML/CTF obligations on our website.
Resources that help you build your AML/CTF program
- Program starter kits: co-designed with industry to help small businesses develop an AML/CTF program.
- Program starter kits videos: this 4-part video series provides an overview of the program starter kits (starter kits). It explains how to use them and guides businesses through the starter kit lifecycle to customise, implement and maintain policies on ML/TF risk, personnel and customers.
- Recording: conducting your risk assessment webinar: a webinar that takes REs through the practical steps of a ML/TF risk assessment.
- Governance e-learning module: provides in-depth information on AML/CTF governance, roles and responsibilities, with scenario-based learning and knowledge checks.
- Governance framework animated video: explains governance expectations for boards, senior managers and key personnel.
You can access the full list of resources that help you build your AML/CTF program on our website.
Resources that help you implement risk controls in your AML/CTF program
- Risk assessment animated video: practical guidance on assessing ML/TF risks.
- Customer due diligence (CDD) essentials webinars: step-by-step guidance on your CDD obligations, what information to collect and verify and how to monitor, review and escalate risks over time.
- Sample checklist for engaging with an outsourced service provider: practical checklist that outlines key considerations when engaging an AML/CTF service provider.
You can access the full list of resources that help you implement risk controls in your AML/CTF program on our website.
Resources that help you maintain your AML/CTF program
- Obligations and guidance: practical guidance designed to help you maintain your knowledge of ML/TF risks, assessments and your AML/CTF policies.
- Indicators of suspicious activity: the latest insights and suspicious activity indicators to look out for.
You can access the full list of resources that help you maintain your AML/CTF program on our website.
More information
You can access other education and resources on our website.