Reporting to AUSTRAC is a key obligation for businesses regulated under Australia’s anti-money laundering and counter-terrorism financing (AML/CTF) laws. The information that we collect from these businesses plays a crucial role in protecting Australia from financial crime. It helps AUSTRAC and law enforcement agencies track down criminals through suspicious transactions and behaviour.

As part of Australia’s AML/CTF reforms, we’re expanding the industries that we collect this information from. We’re also updating what information we collect.

We’ll be releasing new threshold transaction report (TTRs) and suspicious matter report (SMRs) forms on 1 July 2026 to align with these changes. The new forms are designed to improve data quality so we can better detect and respond to financial crime. The changes also give you a more streamlined experience in AUSTRAC Online. 

Last year AUSTRAC received more than 2 million threshold transaction reports and over 450,000 suspicious matter reports. Those figures are expected to rise due to the large number of businesses who will come under AUSTRAC regulation from 1 July 2026.

Newly-regulated businesses

Your obligations commence on 1 July 2026, which includes your reporting obligations. The new forms will be available from 1 July, so you’ll use them from day 1.

We’ve released a preview of the new TTR and SMR forms in AUSTRAC Online so that you can check what information you’ll need and get familiar with your reporting options before your obligations begin. To support you, we’re releasing training and quick reference guides on the new forms.

You need to be enrolled with us to access the preview forms and the training, so enrol early before the 29 July deadline to get a sneak peek. Once you enrol you also get access to broader training on your obligations to help your business get ready for regulation.

If you’re not sure if you need to enrol with us, check if you may be regulated.

Current reporting entities

If you were already enrolled with us on 30 March 2026, there are transitional arrangements to give your business time to change your systems in line with the new forms. You can transition across to the new forms anytime between 1 July 2026 and 30 March 2029.

You can preview the new TTR and SMR forms in AUSTRAC Online to find out what’s changed. This includes the individual reporting method, dashboard and receipts.

There are no changes to cross-border movement or international funds transfer reporting at this stage.