From 1 July 2026, new anti-money laundering and counter-terrorism financing (AML/CTF) laws will apply to designated services commonly provided by:

  • legal professionals
  • accountants
  • conveyancers
  • real estate professionals
  • dealers in precious metals, stones and products.

Check if you may be regulated.

Financial crime happens in Australia every day and it costs up to $82 billion a year. Much of the money being laundered through our systems is linked to harmful crime like illicit tobacco, environmental destruction, corruption, child exploitation and human trafficking. The reforms to the AML/CTF laws are designed to close gaps that criminals have been exploiting and to address the increasing sophistication of financial crime.

We know this is a big change, especially if AML/CTF regulation is new to your business. So, we’ve developed practical support, including program starter kits and clear guidance on enrolment, to make it easier to understand what you need to do and when.

Enrolment

If your business provides designated services that fall under the new laws, you need to enrol with AUSTRAC to meet your new reporting and compliance obligations. From 31 March 2026, we will have a new enrolment form for businesses on AUSTRAC Online. 

We have information on our website to help you prepare for the new enrolment forms and you can preview the new enrolment form questions. 

Program starter kits

The program starter kits are a comprehensive resource co-designed with industry peak bodies to help typical small businesses in newly regulated sectors to meet their AML/CTF obligations from 1 July. 

Other resources

Below are other resources available to you:

Together, we can stop crime where it hides.

Need support

Learn more about how these reforms may affect your business and sector by visiting our reforms guidance hub.

If you need further support you can email contact@austrac.gov.au or call the Contact Centre on 1300 021 037.