The AML/CTF reforms reinforce an outcomes-focused regulatory model. We are evolving our approach to prioritise:
- effective management of money laundering, terrorism financing and proliferation financing (ML/TF/PF) risks
- quality reporting.
To support this, we have developed our regulatory priorities for 2025–26. The regulatory priorities are the areas we will be focusing the majority of our regulatory effort over the next 12 months.
You can now read the 2025–26 Regulatory Priorities (PDF, 1.66 MB).
The regulatory priorities support the broader AML/CTF reforms priorities.
This guidance sets out how we interpret certain Australian legislation, along with associated Rules and regulations. Australian courts are ultimately responsible for interpreting these laws and determining if any provisions of these laws are contravened.
The examples and scenarios in this guidance are meant to help explain our interpretation of these laws. They’re not exhaustive or meant to cover every possible scenario.
This guidance provides general information and isn't a substitute for legal advice. This guidance avoids legal language wherever possible and it might include generalisations about the application of the law. Some provisions of the law referred to have exceptions or important qualifications. In most cases your particular circumstances must be taken into account when determining how the law applies to you.