The Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (AML/CTF Act) is the main piece of Australian government legislation that regulates AUSTRAC’s functions.

Access the AML/CTF Act

You can find the AML/CTF Act at the Federal Register of Legislation website:

• AML/CTF Act (current version)

Your obligations under the AML/CTF Act

If you provide one or more designated services as prescribed in the AML/CTF Act, you must enrol with AUSTRAC and comply with the obligations set out in the AML/CTF Act. You must also register with AUSTRAC if the designated service you provide includes remittance service or digital currency exchange service:

• check if you need to enrol

Once you have enrolled with AUSTRAC, we provide detailed guidance to help you comply with your obligations relating to:

• your AUSTRAC Online account
• how to comply: guidance and resources
• industry-specific guidance

Other AUSTRAC legislation

• The AML/CTF Rules supplement the AML/CTF Act by providing more detailed information in relation to specific requirements under the AML/CTF Act.
• The Financial Transaction Reports Act (FTR Act) was repealed on 7 January 2025. Some business entities and professions, such as motor vehicle dealers who act as insurers or insurance intermediaries and solicitors, still have ongoing obligations following the repeal. Learn more about your ongoing obligations.  
• The Industry Contribution Acts cover the requirements of the annual industry contribution levy that certain reporting entities have to pay to cover AUSTRAC’s operating costs.