4. Agree and delegate AML/CTF program implementation actions

Use of the SMART acronym may help to ensure appropriate delegation of tasks to your team members:

• Specific - be specific about the role and functions
• Measurable - a role should be able to be measured against set standards
• Achievable - a role should not be unduly difficult
• Relevant - each role should be relevant to the task at hand
• Timely - all tasks should be completed in a timely manner within reasonable timeframes.