The AML/CTF Programs e-learning course is designed for business audiences. It supports management and staff to implement a risk-based AML/CTF program. The course combines on-line learning with a practical approach of learning through doing.   1.0 - Fundamentals of AML/CTF programs 2.0 - AML/CTF program: Part A (general) 3.0 - AML/CTF program: Part B (customer identification) 4.0 - Risk assessment for your AML/CTF program 5.0 - Implementing and monitoring your AML/CTF program     1.0 - Fundamentals of AML/CTF programs   The purpose of the AML/CTF Programs e-learning course is to help you comply with the AML/CTF programs requirements under the AML/CTF Act and AML/CTF Rules. Note that the AML/CTF Act also specifies a range of additional obligations, such as financial transaction reporting and record-keeping obligations, that this e-learning program may not cover.     Sections   1.1 Obligation to have an AML/CTF program under the AML/CTF Act 1.2 AML/CTF program objectives 1.3 ML/TF risk principles framework 1.4 Risk management strategy 1.5 Regulatory risk versus business risk 1.6 The need for a culture of compliance 1.7 Three variations of AML/CTF programs 1.8 AML/CTF program: Part A (general) 1.9 AML/CTF program: Part B (customer identification)   Summary Tools and resources Test yourself AML/CTF risk principles framework (pdf 272kb) Compliance culture: concerns and usage scoresheet (pdf 46kb) Occupational health & safety management: insights for AML/CTF program management (pdf 53kb) Product/service review worksheet (pdf 20kb)   This module is also available in a printable format: Module 1: Fundamentals of AML/CTF programs (pdf 584kb) Modules 1-5: AML/CTF programs (pdf 1391kb) Module 1: Quiz and answers (flash 1634kb) Module 1: Quiz (pdf 71kb) Module 1: Quiz with answers (pdf 71kb)

AML/CTF programs user guide

This e-learning course is designed to help managers and staff responsible for implementing an AML/CTF program within their organisation. The course provides three key functions:

• to provide a structured program of online learning using the five modules and self-administered learning checks
• to provide tools and resources that can be used for learning-by-doing activities in the business to assess the internal environment of the organisation to better enable the implementation of an AML/CTF program
• to provide an ongoing reference to concepts and resources that can be used in the monitoring and continual improvement of the organisation's AML/CTF program

Users of the program are encouraged to study the modules and check their learning of the concepts using the online learning facility. However it is equally important to turn away from the computer and to use the tools and resources as a means of learning-by-doing to actively assess, plan and take actions to implement, monitor and improve their own organisation's AML/CTF program. It is important for users to understand the unique ML/TF risks facing their own company so that it can implement a risk-based AML/CTF program that suits its business and resources.

Whilst the e-learning course is structured to follow a sample risk management method, its navigation features also allow it to be used as an ongoing reference in the everyday work of implementing and managing an AML/CTF program.

Prior to commencing the e-learning course we recomend you to download the latest version of Adobe Acrobat (PDF) and Adobe Flash Player (Flash).